Next-generation biometric payments

You are the
payment device

PayLuft lets anyone buy goods and services with no wallet, no phone, no card, and no cash — using only their unique biometric identity.

Become an Early Investor See how it works →
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🚫
No Device NeededNo wallet, phone, or card required
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Privacy FirstNo identifiable body data captured
99.99% AccuracyIndustry-leading biometric precision
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Merchant-FriendlyOnly a smartphone + PayLuft app needed

Payments in seconds,
no hardware required

PayLuft replaces traditional payment infrastructure with a frictionless, device-free experience for both consumers and merchants.

01

Consumer Enrollment

Register once with the PayLuft system. Your unique biometric profile is created securely — no identifiable data is stored or captured.

02

Merchant Setup

Merchants download the PayLuft app on any smartphone. No expensive terminals or special hardware needed — setup takes minutes.

03

Pay Instantly

At checkout, payment is initiated and authorized through biometric recognition alone. Faster, more secure, and completely device-free.

No identifiable body part is scanned and no one other than a machine can read any data captured. All captured data is decrypted and can only be read by our machines.

Precision you can trust
99.99%
Biometric authentication accuracy — enabling real-world payment deployments at scale

PayLuft solved the longstanding accuracy problem that prevented biometric payments from being viable. Our system meets the precision threshold required for secure, global payment authorization.

Built for the real world

A complete rethinking of how payments work — for consumers and merchants alike.

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Privacy by Design

No identifiable part of the consumer's body is ever captured or recorded. PayLuft is engineered to comply with strict global privacy regulations.

Instant Authorization

Payments are authorized in real time with industry-leading accuracy. No waiting, no failed reads, no friction at the point of sale.

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Low Barrier to Entry

Merchants only need a smartphone and the PayLuft app. No expensive POS terminals or hardware investments required.

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Global Scalability

Designed for rapid expansion across European markets and beyond, with a framework built to scale into all retail environments.

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AI-Powered Recognition

Powered by deep learning and computer vision, PayLuft's recognition engine achieves a level of accuracy not possible with earlier biometric systems.

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Cross-Platform

Currently live as a web application, with native Android and iOS apps in active development for full mobile merchant support.

Launching across Europe

PayLuft will begin with pilot markets in Eastern Europe before expanding to key markets across the continent.

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Estonia
Pilot market
Phase 1
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Poland
Pilot market
Phase 1
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Sweden
Expansion target
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Norway
Expansion target
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Denmark
Expansion target
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Germany
Expansion target

Powered by cutting-edge technology

PayLuft combines state-of-the-art machine learning frameworks with robust backend infrastructure to deliver reliable, accurate biometric payment processing.

MediaPipe
ResNet Deep Learning
Computer Vision
Node.js
Machine Learning
Epoch Training
Biometric Auth
Real-Time Processing

Frequently asked

PayLuft is a biometric payment system that allows anyone to purchase goods and services completely free of any device — no mobile phones, credit cards, debit cards, or cash required. Consumers need nothing on their person to pay, while merchants only need a smartphone running the PayLuft app.
PayLuft solves two critical barriers to biometric payments: accuracy and privacy. Previous biometric payment systems had insufficient accuracy for real-world payment use. PayLuft achieves 99.99% accuracy. Additionally, PayLuft is engineered to meet strict privacy regulations — no identifiable biometric data is captured or stored.
PayLuft's current version runs as a web application on desktops. Native mobile applications for Android and iOS are currently in development and will be released in future versions.
PayLuft will begin with pilot programs in Estonia and Poland, followed by expansion into Sweden, Norway, Denmark, and Germany. Following a successful European rollout, the plan is to expand into all global markets.
PayLuft is currently seeking early investors. If you're interested in participating in this opportunity, please reach out directly via email at info@payluft.com. Early investors will be positioned to benefit from PayLuft's planned rapid expansion across Europe and globally.
Get Involved

The future of payments
is already here

Join PayLuft as an early investor and be part of the global shift toward truly frictionless, device-free commerce.

Contact Us to Invest →